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	<title>Widgette.com</title>
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	<link>http://www.widgette.com/business</link>
	<description>The Art Of Doing Business:  Finances, Taxes, The Economy and Profits</description>
	<lastBuildDate>Fri, 03 Feb 2012 16:56:37 +0000</lastBuildDate>
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		<title>Gross Domestic Product</title>
		<link>http://www.widgette.com/business/gross-domestic-product-2/</link>
		<comments>http://www.widgette.com/business/gross-domestic-product-2/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 16:56:24 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=991</guid>
		<description><![CDATA[Real gross domestic product &#8212; the output of goods and services produced by labor and property located in the United States &#8212; increased at an annual rate of 2.8 percent in the fourth quarter of 2011 (that is, from the third quarter to the fourth quarter), according to the &#8220;advance&#8221; estimate released by the Bureau [...]]]></description>
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		<title>Personal Income &amp; Outlays</title>
		<link>http://www.widgette.com/business/personal-income-outlays/</link>
		<comments>http://www.widgette.com/business/personal-income-outlays/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 16:46:13 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=986</guid>
		<description><![CDATA[PERSONAL INCOME AND OUTLAYS, DECEMBER 2011 Personal income increased $61.3 billion, or 0.5 percent, and disposable personal income (DPI) increased $47.1 billion, or 0.4 percent, in December, according to the Bureau of Economic Analysis. Personal consumption expenditures (PCE) decreased $2.0 billion, or less than 0.1 percent. In November, personal income increased $7.4 billion, or 0.1 [...]]]></description>
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		<item>
		<title>Credit Quality of Large Loan Commitments</title>
		<link>http://www.widgette.com/business/credit-quality-of-large-loan-commitments/</link>
		<comments>http://www.widgette.com/business/credit-quality-of-large-loan-commitments/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 17:11:14 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=983</guid>
		<description><![CDATA[The credit quality of large loan commitments owned by U.S. banking organizations, foreign banking organizations (FBOs), and nonbanks improved in 2011 for the second consecutive year, according to the Shared National Credits (SNC) Review for 2011. A loan commitment is the obligation of a lender to make loans or issue letters of credit pursuant to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Securities Holding Companies</title>
		<link>http://www.widgette.com/business/securities-holding-companies/</link>
		<comments>http://www.widgette.com/business/securities-holding-companies/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 20:39:07 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=980</guid>
		<description><![CDATA[The Federal Reserve Board is seeking comment on a proposed rule outlining the procedures for securities holding companies (SHCs) to elect to be supervised by the Federal Reserve. An SHC is a nonbank company that owns at least one registered broker or dealer. The Dodd-Frank Wall Street Reform and Consumer Protection Act eliminated the previous [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Regulation B</title>
		<link>http://www.widgette.com/business/regulation-b-2/</link>
		<comments>http://www.widgette.com/business/regulation-b-2/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:11:19 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=976</guid>
		<description><![CDATA[The Federal Reserve Board on Tuesday issued a final rule amending Regulation B to provide that motor vehicle dealers are not required to comply with new data collection requirements in the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) until the Board issues final regulations to implement the statutory requirements. The Dodd-Frank Act [...]]]></description>
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		<title>Volker Rule</title>
		<link>http://www.widgette.com/business/volker-rule/</link>
		<comments>http://www.widgette.com/business/volker-rule/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 14:16:46 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=973</guid>
		<description><![CDATA[The Federal Reserve Board on Tuesday requested public comment on a proposed regulation implementing the so-called &#8220;Volcker Rule&#8221; requirements of section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Section 619 generally contains two prohibitions. First, it prohibits insured depository institutions, bank holding companies, and their subsidiaries or affiliates (banking entities) from [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Administration of Reserve Requirements</title>
		<link>http://www.widgette.com/business/administration-of-reserve-requirements/</link>
		<comments>http://www.widgette.com/business/administration-of-reserve-requirements/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 16:07:16 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=970</guid>
		<description><![CDATA[The Federal Reserve Board on Tuesday requested comment on proposed rules intended to simplify the administration of reserve requirements and reduce administrative and operational costs for both depository institutions and Reserve Banks. The proposals do not affect the stance of monetary policy. The proposed simplifications to Regulation D (Reserve Requirements of Depository Institutions) are: •creating [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Inter Agency Qustions on Flood Insurance</title>
		<link>http://www.widgette.com/business/inter-agency-qustions-on-flood-insurance/</link>
		<comments>http://www.widgette.com/business/inter-agency-qustions-on-flood-insurance/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 15:45:50 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=967</guid>
		<description><![CDATA[Washington&#8211;The federal agencies that supervise banks, thrifts, and credit unions, and the Farm Credit System, today published guidance that updates the Interagency Questions and Answers Regarding Flood Insurance that were most recently published on July 21, 2009 at 74 FR 35914-35947. The guidance finalizes two questions and answers that had been previously proposed. The first [...]]]></description>
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		<title>Dodd-Frank Act</title>
		<link>http://www.widgette.com/business/dodd-frank-act-2/</link>
		<comments>http://www.widgette.com/business/dodd-frank-act-2/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 17:57:05 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=964</guid>
		<description><![CDATA[The Federal Reserve Board on Monday announced the approval of a final rule to implement the resolution plan requirement in the Dodd-Frank Wall Street Reform and Consumer Protection Act. The final rule requires bank holding companies with assets of $50 billion or more and nonbank financial firms designated by the Financial Stability Oversight Council for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Regulation D</title>
		<link>http://www.widgette.com/business/regulation-d-2/</link>
		<comments>http://www.widgette.com/business/regulation-d-2/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 14:04:15 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=960</guid>
		<description><![CDATA[The Federal Reserve Board on Wednesday announced the annual indexing of the reserve requirement exemption amount and of the low reserve tranche for 2012. These amounts are used in the calculation of reserve requirements of depository institutions. The Board also announced the annual indexing of the nonexempt deposit cutoff level and the reduced reporting limit [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Federal Consumer Financial Laws</title>
		<link>http://www.widgette.com/business/federal-consumer-financial-laws-2/</link>
		<comments>http://www.widgette.com/business/federal-consumer-financial-laws-2/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 13:15:32 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=958</guid>
		<description><![CDATA[Washington&#8211;A statement that explains how the total assets of an insured bank, thrift or credit union will be measured for purposes of determining supervisory and enforcement responsibilities under the Dodd-Frank Wall Street Reform and Consumer Protection Act was issued today by five federal financial supervisory agencies. Under section 1025 of Dodd-Frank, the Consumer Financial Protection [...]]]></description>
		<wfw:commentRss>http://www.widgette.com/business/federal-consumer-financial-laws-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Annual Capital Plans</title>
		<link>http://www.widgette.com/business/annual-capital-plans-2/</link>
		<comments>http://www.widgette.com/business/annual-capital-plans-2/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 12:46:05 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=949</guid>
		<description><![CDATA[The Federal Reserve Board on Tuesday issued a final rule requiring top-tier U.S. bank holding companies with total consolidated assets of $50 billion or more to submit annual capital plans for review. Also, the Federal Reserve launched the 2012 review, issuing instructions to the firms, including the macroeconomic and financial market scenarios the Federal Reserve [...]]]></description>
		<wfw:commentRss>http://www.widgette.com/business/annual-capital-plans-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Market Risk Capital Rules</title>
		<link>http://www.widgette.com/business/market-risk-capital-rules-2/</link>
		<comments>http://www.widgette.com/business/market-risk-capital-rules-2/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 17:40:16 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=943</guid>
		<description><![CDATA[The federal bank regulatory agencies today announced they are seeking comment on a notice of proposed rulemaking (NPR) that would amend an earlier NPR announced in December 2010. The initial NPR proposed modifications to the agencies&#8217; market risk capital rules for banking organizations with significant trading activities. The amended NPR includes alternative standards of creditworthiness [...]]]></description>
		<wfw:commentRss>http://www.widgette.com/business/market-risk-capital-rules-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CRA asset-size threshold adjustments</title>
		<link>http://www.widgette.com/business/cra-asset-size-threshold-adjustments/</link>
		<comments>http://www.widgette.com/business/cra-asset-size-threshold-adjustments/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 18:25:04 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=937</guid>
		<description><![CDATA[The federal bank regulatory agencies today announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. The annual adjustments are required by the CRA rules. Financial institutions are evaluated under different CRA examinations procedures [...]]]></description>
		<wfw:commentRss>http://www.widgette.com/business/cra-asset-size-threshold-adjustments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Reserve Board Regulation</title>
		<link>http://www.widgette.com/business/federal-reserve-board-regulation/</link>
		<comments>http://www.widgette.com/business/federal-reserve-board-regulation/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 13:42:05 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=934</guid>
		<description><![CDATA[The Federal Reserve Board on Tuesday proposed steps to strengthen regulation and supervision of large bank holding companies and systemically important nonbank financial firms. The proposal, which includes a wide range of measures addressing issues such as capital, liquidity, credit exposure, stress testing, risk management, and early remediation requirements, is mandated by the Dodd-Frank Wall [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Large Bank Holding Companies</title>
		<link>http://www.widgette.com/business/large-bank-holding-companies/</link>
		<comments>http://www.widgette.com/business/large-bank-holding-companies/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 14:40:46 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=931</guid>
		<description><![CDATA[The Federal Reserve Board on Tuesday proposed steps to strengthen regulation and supervision of large bank holding companies and systemically important nonbank financial firms. The proposal, which includes a wide range of measures addressing issues such as capital, liquidity, credit exposure, stress testing, risk management, and early remediation requirements, is mandated by the Dodd-Frank Wall [...]]]></description>
		<wfw:commentRss>http://www.widgette.com/business/large-bank-holding-companies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Federal Reserve Regulatory Reports</title>
		<link>http://www.widgette.com/business/federal-reserve-regulatory-reports/</link>
		<comments>http://www.widgette.com/business/federal-reserve-regulatory-reports/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 12:05:36 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=928</guid>
		<description><![CDATA[The Federal Reserve Board on Friday issued a final notice for a two-year phase-in period for most savings and loan holding companies (SLHCs) to file Federal Reserve regulatory reports and an exemption for some SLHCs from initially filing Federal Reserve regulatory reports. Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, supervisory and rulemaking [...]]]></description>
		<wfw:commentRss>http://www.widgette.com/business/federal-reserve-regulatory-reports/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The Volcker Rule</title>
		<link>http://www.widgette.com/business/the-volcker-rule-2/</link>
		<comments>http://www.widgette.com/business/the-volcker-rule-2/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 17:14:33 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=925</guid>
		<description><![CDATA[Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of the Comptroller of the Currency Securities and Exchange Commission For immediate release December 23, 2011 Agencies Extend Comment Period on Volcker Rule Proposal Four federal agencies on Friday extended until February 13, 2012, the comment period on a proposal to implement [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Volcker Rule</title>
		<link>http://www.widgette.com/business/the-volcker-rule/</link>
		<comments>http://www.widgette.com/business/the-volcker-rule/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 17:06:28 +0000</pubDate>
		<dc:creator>Author</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=923</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Cost Of Cutting Ocean Pollution</title>
		<link>http://www.widgette.com/business/cost-of-cutting-ocean-pollution/</link>
		<comments>http://www.widgette.com/business/cost-of-cutting-ocean-pollution/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 22:23:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[environment]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[the economy]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[cost of]]></category>
		<category><![CDATA[debris]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[oceans]]></category>
		<category><![CDATA[pollution]]></category>
		<category><![CDATA[seas]]></category>
		<category><![CDATA[trash]]></category>

		<guid isPermaLink="false">http://www.widgette.com/business/?p=910</guid>
		<description><![CDATA[CONGRESSIONAL BUDGET OFFICE COST ESTIMATE November, 2011 S. 1119 Trash Free Seas Act of 2011 As ordered reported by the Senate Committee on Commerce, Science, and Transportation on November 2, 2011 SUMMARY S. 1119 would reauthorize and amend the Marine Debris Research, Prevention, and Reduction Act. The bill would authorize the appropriation of $12 million [...]]]></description>
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